{"id":1946,"date":"2026-01-14T21:34:10","date_gmt":"2026-01-15T03:34:10","guid":{"rendered":"https:\/\/www.zoomshift.com\/blog\/?p=1946"},"modified":"2026-03-27T09:55:00","modified_gmt":"2026-03-27T14:55:00","slug":"pre-tax-deductions","status":"publish","type":"post","link":"https:\/\/www.zoomshift.com\/blog\/pre-tax-deductions\/","title":{"rendered":"Pre-Tax Deductions"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"what-are-pre-tax-deductions\"><\/span>What Are Pre-Tax Deductions?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A pre-tax deduction refers to any amount that is deducted from a worker\u2019s gross pay before any other taxes are taken from that employee\u2019s paycheck.<\/p>\n<p>This reduces an employee&#8217;s income tax by reducing their taxable income. It can also mean that an employee owes less FICA tax, which includes Medicare and Social Security.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"pre-tax-deduction-list\"><\/span>Pre-Tax Deduction List<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The government occasionally changes applicable pre-tax deductions from year to year.<\/p>\n<p>Here is a non-exclusive list of some of the most common deductions:<\/p>\n<ul>\n<li>Child Care Expenses<\/li>\n<li>Commuter Benefits<\/li>\n<li>Dental Insurance<\/li>\n<li>Health Insurance<\/li>\n<li>Life Insurance<\/li>\n<li>Long-Term Disability<\/li>\n<li>Parking Permits<\/li>\n<li>Retirement Contributions<\/li>\n<li>Short-Term Disability<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"what-are-tax-deferred-investments\"><\/span>What Are Tax-Deferred Investments?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A tax-deferred investment simply refers to investment earnings that accumulate tax-free. This can be, but isn\u2019t limited to, capital gains, dividends, or interest.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"a-quick-pre-tax-deduction-example\"><\/span>A Quick Pre-Tax Deduction Example<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>There are several deductions that can be considered for pre-tax deductions. As a quick example, let\u2019s say that an employee has a gross pay of $2,000 per <a href=\"https:\/\/www.zoomshift.com\/blog\/pay-period\/\" target=\"_blank\" rel=\"noopener noreferrer\">pay period<\/a>, along with an HSA deduction of $100 per period.<\/p>\n<p>The HSA deduction would be taken out of their gross pay (2,000 &#8211; 100 = 1,900), leaving them with $1,900 of taxable income.<\/p>\n<p>Taxes will then be withheld from this taxable income of $1900, resulting in less overall income tax liability.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"can-you-claim-pre-tax-deductions\"><\/span>Can You Claim Pre-Tax Deductions?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>No, you cannot claim pre-tax deductions. If an employee\u2019s work benefits are already paid for with pre-tax deductions, they are not allowed to claim them again on income tax returns.<\/p>\n<p>******<\/p>\n<p><em>See our full list of over 50 Small Business Terms <a href=\"https:\/\/www.zoomshift.com\/blog\/small-business-glossary\/\" target=\"_blank\" rel=\"noopener noreferrer\">here<\/a>.\u00a0<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What Are Pre-Tax Deductions? A pre-tax deduction refers to any amount that is deducted from a worker\u2019s gross pay before any other taxes are taken from that employee\u2019s paycheck. This reduces an employee&#8217;s income tax by reducing their taxable income. It can also mean that an employee owes less FICA tax, which includes Medicare and [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false},"categories":[11],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.10 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pre-Tax Deductions<\/title>\n<meta name=\"description\" content=\"A pre-tax deduction refers to any amount that is deducted from a worker\u2019s gross pay before any other taxes are taken from that employee\u2019s paycheck.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zoomshift.com\/blog\/pre-tax-deductions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pre-Tax Deductions\" \/>\n<meta property=\"og:description\" content=\"A pre-tax deduction refers to any amount that is deducted from a worker\u2019s gross pay before any other taxes are taken from that employee\u2019s paycheck.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.zoomshift.com\/blog\/pre-tax-deductions\/\" \/>\n<meta property=\"og:site_name\" content=\"Zoomshift\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-15T03:34:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-27T14:55:00+00:00\" \/>\n<meta name=\"author\" content=\"ZoomShift\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"ZoomShift\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.zoomshift.com\/blog\/pre-tax-deductions\/\",\"url\":\"https:\/\/www.zoomshift.com\/blog\/pre-tax-deductions\/\",\"name\":\"Pre-Tax Deductions\",\"isPartOf\":{\"@id\":\"https:\/\/www.zoomshift.com\/blog\/#website\"},\"datePublished\":\"2026-01-15T03:34:10+00:00\",\"dateModified\":\"2026-03-27T14:55:00+00:00\",\"author\":{\"@id\":\"https:\/\/www.zoomshift.com\/blog\/#\/schema\/person\/9ba35c556ffdf9d8dab06992b17a4b0d\"},\"description\":\"A pre-tax deduction refers to any amount that is deducted from a worker\u2019s gross pay before any other taxes are taken from that employee\u2019s paycheck.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.zoomshift.com\/blog\/pre-tax-deductions\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.zoomshift.com\/blog\/pre-tax-deductions\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.zoomshift.com\/blog\/pre-tax-deductions\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.zoomshift.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pre-Tax Deductions\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.zoomshift.com\/blog\/#website\",\"url\":\"https:\/\/www.zoomshift.com\/blog\/\",\"name\":\"Zoomshift\",\"description\":\"SMB Management Blog\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.zoomshift.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.zoomshift.com\/blog\/#\/schema\/person\/9ba35c556ffdf9d8dab06992b17a4b0d\",\"name\":\"ZoomShift\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.zoomshift.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/05af010fb3485fa8095793cfff89a5e6?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/05af010fb3485fa8095793cfff89a5e6?s=96&d=mm&r=g\",\"caption\":\"ZoomShift\"},\"description\":\"The leading scheduling software designed for hourly employees. 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